What we do

We are Klathrate - Trade Finance Simplified.

Klathrate offers a unique trade financing product targeted towards SMEs in developing markets. Our comprehensive and automated risk assessment model allows rapidly growing SMEs quick and easy access to finance.

With a focus on technology, Klathrate aims to eliminate the hassle of paperwork and bureaucracy and create a seamless borrowing experience for its clients.

Collateral free working capital

Credit limit up to $2.5 Million

Advance of up to 80% invoice value

Protection against buyer bankruptcy

Who we are


Prasen Lonikar

Founder, CEO & Decision Scientist Education- B.com, Actuaries, FRM, NCFM(17 modules)
Dalwani Investments- Stress testing, Negotiating Power contracts, Risk exposure of investments and how to hedge it.


Anurag Bavaria

Business development & Risk Scientist
Education - CA & Actuaries.
Work - Worked at PWC on credit risk scoring before being part of Klathrate.